The Spooner Risk Control family of companies
Lowering Premiums is Our Business.
Helping Employers Lower Premiums, Control Claims, and Improve Workplace Safety Since 1975
50+
Years lowering premiums since 1975
Top 7
One of only 7 remaining MCOs in Ohio
Up to 53%
Group rating premium discounts
24/7
“Ask the Expert” safety hotline
What we do
Integrated services for total cost management
Spooner offers cost-effective claims management to control both occupational and non-occupational injuries — and integrated services for better total management, prevention, and savings.
Third Party Administration (TPA)
Since 1975 Spooner has set the standard in Ohio for controlling workers' compensation risk — group rating, group retro, self-insured services, and proactive claims management.
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OSHA general industry and construction compliance, written programs, training, and a 24/7 "Ask the Expert" hotline backed by 50+ years of collective experience.
Learn moreIntegrated Disability Management
Single-source intake across workers’ comp, short- and long-term disability, and FMLA — built to speed safe return-to-work and cut disability costs.
Learn moreEmployee Benefits Services
Custom plan design, a consultative approach, and HR support that keep benefits affordable — with more options than most employers realize, even under 49 FTEs.
Learn moreHuman Resources Services
Compliance, handbooks, recruiting, payroll, FMLA, and more through our sister company SuretyHR — so you can put the time back into growing your business.
Learn morePayroll Services
Payroll the way you want it — direct deposit, W-2s, tax filings, and BWC true-up support with a single point of contact and no surprise charges.
Learn moreFMLA Services
Complete FMLA and military-leave administration — a Spooner nurse case manager handles the notices, tracking, and compliance so you stay clear of DOL scrutiny.
Learn moreSelf-Insurance
From evaluation to application, Spooner can assist your team throughout the process.
Learn moreNot sure where to start?
Get a no-cost, no-obligation review of your Ohio workers’ compensation policy.
Request a Free Quote
Since 1975
A family business built on lowering employer costs
Spooner began in 1975 when founder Tom Spooner turned his son’s bedroom into an office. Five decades later, the Spooner Risk Control family of companies helps Ohio employers manage the preventable drivers of workers’ comp cost — fraud, inappropriate treatment, excessive absence, and unwarranted disability awards.
Our Family
The Spooner Risk Control family of companies
Four companies, one mission — helping Ohio employers control costs, manage claims, and grow with confidence.
Spooner Inc.
Lowering Premiums Is Our Business! Ohio's leader in workers' compensation and safety consulting services.
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Spooner Medical Administrators, Inc.
An Ohio Managed Care Organization (MCO) certified with the Ohio Bureau of Workers' Compensation.
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Spooner Risk Control Services
Since 1975, the Spooner Risk Control Service family of companies has provided thousands of businesses with hands-on consulting and training to reduce employment-related risks.
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Surety HR
Every employer's goal is to run a profitable business with sustained profits and growth. Surety HR manages your employment-related distractions so you can focus on growing your business.
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The difference a true partner makes
Common complaints about third-party administrators — poor service, no proactive investigation, examiner turnover, weak litigation defense. Here’s how Spooner answers each one.
Accountable service delivery
We deliver what we sell — proactive claims handling, not promises.
Claims management expertise
Early problem identification and thorough investigation of every claim.
Real cost control
Strategies that reduce reserves, settlements, and runaway claim costs.
Strong litigation results
Independent attorneys defend contested claims at per-hearing rates.
Useful, measurable metrics
Reporting and performance standards you can actually act on.
Documented ROI
A return on investment we can show, not just describe.
News & Updates
Insights from the Spooner team
Find out how much you could save.
A Spooner representative will review your Ohio workers’ comp policy at no cost or obligation.