Employee Benefits Services

Employee benefits are a necessary and costly part of running a business. Spooner’s employee benefit services provide solutions and savings.

The Affordable Care Act (ACA) has forever changed how individuals and employers purchase health insurance. Spooner has come up with a number of exciting health insurance options that drive down premium costs and some allow employers to participate in underwriting profits.

Captive Health Insurance

  • Lower Premium than Affordable Care Act Plans
  • Transparency of Actual Plan Costs
  • Flexibility in Plan Design
  • Client Participation in Underwriting Profits

Minimum Essential Coverage (MEC)

  • Avoid Penalties
  • Employee coverage for less than penalty costs

ACA Plans with Integrated "Gap" Coverage

  • ACA Plans with Integrated "Gap" Coverage
  • Gap Coverage Minimizes Out-Of-Pocket Costs for Employees
  • Employers Save on High Deductible Plan Design
  • Affordable Balance of Costs for Employers and Employees

Custom Plan Designs

  • Prescription Drug Plans
  • HRA and HSA Programs

Please call (440) 249-5698 or email us here to find out how you can start saving with and Employee Benefits Services plan with Spooner!


  • Address: 28605 Ranney Pkway Cleveland, OH 44145
  • Toll-Free: 800-837-1103 ext. 153
  • Email: info@spoonerinc.net

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