Ohio employers have started receiving notifications from Ohio BWC regarding their rates and EMR for the approaching 2023 policy year. If your business is one of the lucky ones to see a rate decrease, congratulations! If your business is one of the thousands of policies that are seeing an increase, or your EMR isn’t going to help you win any bids - it may be time to explore different options. We know that the phrase “PEO” can make some employers gasp at the thought of sacrificing control for lower workers’ comp premiums, or an aesthetically pleasing EMR – but not all PEOs are created equal.
Spooner Risk Control Services designed SuretyHR to be a very different PEO (Professional Employer Organization) than the ones employers have told us so many stories about. We don’t need to take over your day-to-day operations, or make you change brokers and retirement plan administrators. We have solutions for those services if you need them – but if it’s not broken, we won’t insist on fixing it.
SuretyHR was built to improve and support your business, and free up time for management and owners to focus on the important things. Instead of spending time behind the scenes, leadership stays in front of the business to focus on employee engagement, business development, client retention, and creating cultures that retain the best talent.
Employers happy with their BWC rates and EMR can still benefit from partnering with a PEO to manage compliance. The time and stress related to payroll will decrease substantially – including taxes, deductions, and FLSA standards like overtime and minimum wage requirements. Aside from payroll – think of all the time spent on regulatory compliance. FMLA, OSHA, DOL, new hire paperwork and onboarding, and even unemployment claims can be a major time suck for management. Nearly half of small businesses report spending as much as 10-20 hours per month on regulatory compliance. With SuretyHR, you’ll stay updated and compliant on the constantly changing federal and state regulations. Between our workers’ comp, payroll, safety and HR experts – you’ll be in very good hands, and those hours can now be more productive.
The Emerald City ran like a finely-tuned machine, with most onlookers unaware that there was someone behind the curtain keeping all of the tops spinning. If you want that kind of support for your organization, let us show you what it could look like.
Posted By Brandy King
January 15, 2025
Category: General
The clock is ticking on Group Retro enrollment for the 2025 Ohio BWC policy year! The deadline for Group Retro paperwork is January 27, 2025. If you're a Spooner client enrolling in Retro, you should have already received your program renewal from us. If you haven’t, please reach out to your client services manager. If your BWC policy was disqualified for savings programs for 2025 or you don’t have the flexibility of waiting to see savings, we’d also encourage you to explore SuretyHR, our self-insured PEO (professional employer organization). SuretyHR is an alternative to being insured by Ohio BWC for workers’ compensation. By creating a co-employment relationship with other employers, we’re able to place them in our own self-insured workers’ compensation plan. PEO clients also have the added benefit of SuretyHR’s team assisting with safety, HR, FMLA and unemployment claims administration, and quite a bit more. You can request a savings analysis from SuretyHR
Posted By Brandy King
January 07, 2025
Category: Ohio BWC, Group Retro, 20018 Group Retro, 2019 Group Retro, Group Retro Refunds Withheld
The team at Spooner Risk Control Services, Kent Elastomer Products, Inc. and Roetzel & Andress have scored another win in the fight to get businesses the Group Retro refunds they’ve earned. Background: At the end of 2020, we shared Ohio BWC’s decision to withhold Group Retro refunds owed to participating employers for the 2018 and 2019 policy years. This was based on the concept that employers were already returned 100% of premiums for those years via dividends released to Ohio employers in April and October of 2020. However, dividend distribution and Group Retro refunds are governed by different rules, and different portions of the Ohio Revised Code. We appealed this decision in August 2020, kicking off a legal battle with Ohio BWC that will continue into 2025. After the victory for Group Retro participants in February 2023, BWC appealed the magistrate’s ruling, stating five objections. A hearing was held on November 19, 2024 by the 10th District Court of Appeals, and four of the five objections were overruled. For the reasons detailed here, the court again ruled in favor of Ohio businesses granted a limited writ of mandamus (meaning BWC is obligated to pay out Group Retro refunds). Hellbent on not paying these earned program refunds to employers, BWC chose to file yet another appeal on December 30, 2024 arguing their reasoning for withholding the refunds. From here, the matter will be referred to the Supreme Court of
Posted By Brandy King
December 16, 2024
Category: Non Compete, Employment Law, Non Solicitation Agreement, Ohio
FTC’s Non-Compete Ban Blocked, But Gray Area Remains In early 2023, the Federal Trade Commission (FTC) introduced and finalized a rule banning the use of non-competes. Employers, Chambers of Commerce and trade organizations rallied against the new rule claiming it was anti-employer, some going as far as calling it “blatantly awful.” As expected, the change was met with litigation and in August of 2024, the ban was struck down by a federal judge in Texas who claimed the FTC overstepped its authority by issuing the rule. A non-compete (or non-competition agreement) is an agreement in which the employee agrees not to engage in conduct or activities that could increase competition for their employer. These types of arrangements are prevalent in finance, healthcare, design, tech and all types of sales or business development roles. They’re meant to protect things like trade secrets, privileged info and client retention. Non-competes aren’t the same as non-solicitation clauses. These agreements err more toward not calling on your former clients in your new role. Here’s an example of differentiating between the two. Non-Compete: “Upon leaving ABC Company, you may not engage in a similar role for another insurance company within a 50-mile radius.” Non-Solicitation: “Upon leaving ABC Company, you may not solicit (contact/call on) clients of ABC Company in your new role with another insurance company.” For now, bo
28605 Ranney Parkway
Westlake, Ohio 44145
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