Lowering Premiums is Our Business

M-F 8:00 AM - 5:00 PM

28605 Ranney Pkwy Westlake, OH 44145

Blog

News and Updates

Category: Benefits

A Closer Look Inside Spooner's 401(k) MEP

Posted By Brandy King
August 04, 2021 Category: 401k, MEP, Retirement Plan, Retirement Savings, Benefits, Employee Retention, Investment,

We've shared a few details about our multi-employer retirement program in the past, but now we're taking a deeper dive into the details of Spooner's 401(k) offering that can be tailored to suit any size business, in virtually any industry. We'll outline details on both the employer and partcipant experience, as well as a true look at the fee structures involved. Some businesses have entered our MEP as a first-time offering to employees, and some have transfered assets from an existing plan into ours, saving them thousands on fees.  Take a closer look by clicking here, and reach out to our team with any

Surety HR: Not Your Average PEO

Posted By Brandy King
June 11, 2021 Category: PEO, Professional Employer Organization, Workers Compensation, Ohio BWC, Pros And Cons Of PEOs, Payroll, HR, Safety, Outsourcing, FMLA, Unemployment, Benefits

When we talk to prospects about Surety HR, our self-insured PEO (professional employer organization), we get a lot of very different reactions - confusion, curiosity, blank stares and occasionally – a crossed-arm refusal to hear anything else about it. We knew when we began building our PEO that several employers have a bad taste in their mouth about PEOs, usually after having (or hearing about) a bad experience.  That’s one of the many reasons we sought out these opinions to help build our framework based on what employers feel does or does not work.  The biggest thing we want to make clear is that we are not our competition.  We don’t charge based on a percentage of payroll, baking everything together so that you’ll never really know how much you’re paying for any of our services. When employers are looking for some of the solutions a PEO can provide, they are not always looking to move all their employment-related needs under one umbrella.  This is why larger, mature, and sophisticated companies have avoided entering into a PEO relationship.  Surety HR is a sister company of Spooner Incorporated – an unrivaled TPA and consulting firm with less than 2% client turnover.  Because of this foundation, our focus is more on lowering workers’ comp premiums instead of bundling services that you may not need or want.  It also means if and when you decide it’s time to exit the PEO, the process will b

Learn More About Our MEP 401(k) Program

Posted By Brandy King
June 11, 2021 Category: Finance, Retirement Plans, MEP, 401k, Small Employer, Mid Sized Employer, Benefits, Retention Tools, Financial Security

Want to learn more about The Spooner Risk Control Services, Inc. MEP 401(k)?  If your company has thought of offering a retirement plan, but the idea has been sidelined by the (typically) tremendous costs and complications of putting it in place, we'd like to invite you to learn more about our multi-employer plan (MEP). Spooner clients of any size can take advantage of our MEP Retirement Plan Solution for themselves and their employees.  Fiduciary support and guidance is provided for you as an employer, and for your employees. Take advantage of Spooner’s economy of scale and save on plan costs and administrative time, plus take advantage of potential tax credits for starting a retirement plan.  What is a Multiple Employer 401(k) Plan or MEP? A MEP is an IRS approved 401(k) that allows unaffiliated employers to adopt into a retirement plan sponsored by a third party that bears responsibility for administering the plan (Spooner, in this case). Our MEP is a great way to provide your employees with a retirement plan without the costly price tag for setup, maintenance costs, and fiduciary liabilities. What are the advantages of Spooner’s MEP? It's easy. By joining our MEP, most of your administration work is done by another party. It's inexpensive. The MEP provides large-plan pricing regardless of your company’s size. It provides for your employees. Independent, no-commissions advice to balance your employees’ needs

Categories
General (75)
Safety (25)
Ohio BWC (25)
Ohio Bwc (24)
OSHA (22)
Workers Compensation (19)
Group Retro (15)
(14)
Compliance (11)
Osha (10)
Payroll (9)
HR (9)
FMLA (8)
PEO (7)
ACES (7)
Workplace Safety (6)
COVID 19 (6)
2018 Group Retro (6)
Group Rating (5)
Safety Training (5)
Workers\' Comp (5)
2019 Group Retro (4)
True Up (4)
Human Resources (4)
Ohio Workers Comp (4)
Workers Comp (4)
MEP (4)
DOL (4)
osha (4)
Informal Conference (4)
Reserves (4)
ohio bwc (4)
FFCRA (3)
401k (3)
Hearing Conservation (3)
Tpa (3)
Osha Inspections (3)
OSHA 300A (3)
Injury Reporting (3)
workers comp (3)
Benefits (3)
EMR (3)
OSHA Compliance (3)
SI PEO (3)
Recordkeeping (3)
Outsourcing (3)
OSHA ETS (3)
Claims Management (3)
ohiobwc (3)
Employee Retention (2)
Group Retro Assessment (2)
drugtesting (2)
Ohio (2)
True Up Reporting (2)
Independent Contractors (2)
Unemployment (2)
Dividends (2)
Professional Employer Organization (2)
Retirement Plans (2)
Occupational Health (2)
1099 (2)
OHio BWC (2)
TTD (2)
Premium Savings (2)
First Aid (2)
Open Enrollment (2)
Federal Contractors (2)
Surety HR (2)
2020 Group Retro (2)
Recordable (2)
group retro (2)
Employee Benefits (2)
401(k) (2)
NEP (2)
Workers\\\' Comp (2)
Secure 2.0 (2)
Retirement (2)
PWFA (2)
Bwc Update (2)
HR Outsourcing (2)
Osha Compliance (2)
OSHA ITA (2)
Overcharging (2)
OSHA Injury Reporting (2)
Legal Update (2)
Remote Work (2)
Paychex Fees (2)
Workers\' Compensation (2)
payroll (2)
ADP Fees (2)
Payroll Processing Fees (2)
safety (2)
Additional Fees (2)
AED (2)
CPR (2)
Reportable (2)
Vaccine Mandate (2)
Reporting (2)
Ohio Business (2)
Ohio BWC Dividends (2)
BWC Premiums (2)
EFMLA (2)
Heat Illness (2)
Occupational Safety (2)
ARPA (2)
MIRA (2)
Finance (2)
OhioBWC (2)
Salary Continuation (2)
Consulting (2)
MCO (2)
Ohio Employment Law (2)
Program Placement (2)
FLSA (2)
OSHA Inspections (2)
Employee Leave (2)
Construction (2)
Injury Prevention (1)
BWC Rate Reduction 2024 (1)
daytonmuseums (1)
ohioplanetarium (1)
sciencemuseum (1)
Dfsp (1)
non profit (1)
ohioSTEMlearning (1)
EPA (1)
childrensmuseum (1)
ITAreporting (1)
One Claim Program (1)
hearingconservation (1)
regionalemphasisprograms (1)
heatillnessstandard (1)
ohiozoo (1)
STEMcamps (1)
Spooner Safety Series (1)
Ergonomics Assessment (1)
2 Hour Training (1)
missingrefunds (1)
2018GroupRetro (1)
Hr Update (1)
Plans (1)
PUMP Act (1)
2023 Bwc Rates (1)
Non Compete Ban OSHA Penalty (1)
Bwc Rate Reduction (1)
Handicap Reimbursement (1)
Ohio Ergonomic Consultant (1)
Ohio Minimum Wage (1)
Ohio Safety Congress (1)
Ohio Workers\' Comp (1)
Soft Tissue Injury (1)
Walking Working Surfaces (1)
Workplace Injury (1)
Slips Trips Falls (1)
Retirementplans (1)
Ohio EPA Contact Hours (1)
2022oshareview (1)
Transfer Of Experience (1)
Funding (1)
Ohio Supreme Court (1)
Deductibles (1)
MMI (1)
15K (1)
Temporary Total (1)
Paying Cash For Treatment (1)
Cash Payment (1)
Polcy Combination (1)
OH ID (1)
MA (1)
Acquisitions (1)
Mergers (1)
Christmas Parties (1)
Lawsuits (1)
Holiday Parties (1)
Legal (1)
Employee Benefits Checklist (1)
Group Retro Refunds (1)
Substance Use Recovery (1)
BWC Login (1)
regulations (1)
2023 programs (1)
ergonomics (1)
safetyintervention (1)
grantmoney (1)
OHID Login (1)
EPA Contact Hours Provider (1)
safetygrant (1)
Osha Citation (1)
Osha Inspection (1)
premium savings (1)
Ohio Bwc Drug Free Workplace DFSP Drug Free Safety Drug Testing Training (1)
Osha Investigation (1)
Columbus Salary History Ban (1)
1910.134 (1)
PFT (1)
Salary Inquiry (1)
Written OSHA Programs (1)
Respirator Fit Testing (1)
Respiratory Protection (1)
Applicants (1)
Missing Refunds (1)
Form 300 (1)
Fairfax Memo (1)
salivatesting (1)
safety council (1)
Loto (1)
Citations (1)
Fiduciary Definition (1)
NLRB (1)
Safety Consulting (1)
commercialdriver (1)
cdl (1)
oralfluidtesting (1)
2024 py (1)
NLRA (1)
departmentoftransportation (1)
dot (1)
BWC reporting (1)
bwc premiums (1)
Regulatory Agencies (1)
true up (1)
safetytraining (1)
EEOC (1)
529 (1)
oshaNEP (1)
Costumes At Work (1)
workplacediscrimination (1)
employeebenefits (1)
employeetraining (1)
ohiomarijuanalaws (1)
employmentpolicy (1)
drugfreeprograms (1)
DFSP (1)
marijuanalegalization (1)
ohioissue2 (1)
legalupdate (1)
parcelservice (1)
workplacesafety (1)
courierservice (1)
overtimeexemptions (1)
amazondsp (1)
distro (1)
NLRBsection7 (1)
warehpuse (1)
forkliftoperator (1)
Retirement Contributions (1)
Roth (1)
workerscomp (1)
EEO 1 Reporting (1)
Combustible Dust Nep (1)
Industrial Commission (1)
2023 base rates (1)
2023mcoopenenrollment (1)
Mcoreportcard (1)
Mcoopenenrollment (1)
Mco (1)
Ohiobwc (1)
Ohio Bwc Workers Comp Ncci Manual Codes Base Rates (1)
Public Relations (1)
Catastrophic Claim (1)
Voluntary Abandonment (1)
workers compensation (1)
White Collar Exemption (1)
Electronic Recordkeeping (1)
Overtime Rule (1)
Severance (1)
Form 301 (1)
reasonablesuspicion (1)
Incident Reporting (1)
BWC Update (1)
Employment Law (1)
Drug Free Safety Program (1)
group rating (1)
rebateprograms (1)
heatstress (1)
safetycouncil (1)
Ohio Tpa (1)
alternative to ohio bwc (1)
Harassment (1)
ohio premium savings (1)
human resources (1)
DEI (1)
losing RFPs (1)
professional employer organization (1)
inspections (1)
Group Retro Lawsuit (1)
heatstroke (1)
heatillness (1)
mandate (1)
Top Managed Care (1)
Best Ohio Mco (1)
Ohio Mco (1)
Transitional Work (1)
Mco Open Enrollment (1)
Ohio Bwc EM Cap (1)
Ohio Workers Comp (1)
Inspections (1)
Food Safety (1)
Claim Reserves (1)
OSHA Region 5 (1)
True Up Deadline (1)
Bwc Compliance (1)
Payroll Reporting (1)
COVID 19 Workers Comp Claims (1)
Coronavirus (1)
Experience Period (1)
Pros And Cons Of PEOs (1)
Group Retro Assessments (1)
Managed Care Organizations (1)
Michigan (1)
Medical Costs (1)
Financial Security (1)
Retention Tools (1)
Mid Sized Employer (1)
Small Employer (1)
PAR (1)
Safety Council Program (1)
Bwc Safety Council (1)
Refunds (1)
OSHA 300 (1)
Indiana (1)
Audiogram (1)
Opening Conference (1)
Rebate (1)
Slips Falls (1)
Hypothermia (1)
Frostbite (1)
Recordables (1)
Cold Safety (1)
Cold (1)
Winter Weather (1)
Winter Safety (1)
Retro Refunds (1)
First Responder Training (1)
Regional Enforcement Program (1)
Medical Treatment (1)
Insurance Premiums (1)
MIRA II (1)
Underwriting (1)
Ohio Workers Compensation (1)
Investment (1)
Retirement Savings (1)
Retirement Plan (1)
Group Retrospective Rating (1)
PPE (1)
LO/TO (1)
Surprise Inspection (1)
Life Saving Skills (1)
American Rescue Plan ACT (1)
Mod (1)
Finanancial Services (1)
CFO Services (1)
BWC Administrative Fees (1)
Premium Increase (1)
Surplus Fund (1)
BWC Dividends (1)
COBRA (1)
EPSL (1)
Claims Costs (1)
DART (1)
Spooner Medical Administrators (1)
Managed Care Organization (1)
MCO Open Enrollment (1)
Health And Safety (1)
Training (1)
Disability Management (1)
Important Deadlines (1)
Reimbursement Fund (1)
15k Program (1)
News (1)
Safety Score (1)
WPAFB (1)
Healthcare Industry (1)
OSHA Citations (1)
Emergency Temporary Standard (1)
International Travel (1)
Employer Requirements (1)
Dewine (1)
Ohio Mask Mandate (1)
300A (1)
Spoonerinc (1)
Workerscomp (1)
Secretary Of Labor (1)
Violence In The Workplace (1)
HR Compliance (1)
HCS (1)
HAZCOM (1)
OSHA Updates (1)
Administrative Support (1)
ACA Reporting (1)
Group Retro Refunds Withheld (1)
Negligent Hiring (1)
Termination Guidance (1)
Employment Lawsuits (1)
Employee Handbooks (1)
Ice Injury (1)
WFH (1)
Halloween Party (1)
Savings Programs (1)
Ohio BWC Loses Billions (1)
2018 Group Retr0 (1)
Self Insured PEO (1)
BWC Saving Programs (1)
Occupational Noise (1)
Baseline Audiogram (1)
Audiometric Testing (1)
Osha Region 5 (1)
Regional Emphasis Program (1)
Safety Council (1)
Deadlines (1)
DepartmentofLaborAudit (1)
Heat Stroke (1)
Mandate (1)
OSHA REP (1)
OSHA PEL (1)
Decibel Level (1)
Hearing Protection (1)
Noise Monitoring (1)
Audiograms (1)
Audio (1)
Eeoc (1)
Ada (1)
Work From Home (1)
Line Of Credit (1)
Accident Reporting (1)
Gap Analysis (1)
Safety Software (1)
Fire Prevention (1)
National Fire Safety (1)
Commercial Banking (1)
Interest Rates (1)
Loan Forgiveness (1)
Ppp Loan (1)
Acquisition Capital (1)
Ai (1)
Business Banking (1)
Claim Costs (1)
Ascentis (1)
Novatime Discontinued (1)
Timekeeping (1)
Group Rating Renewal (1)
Spooner Group Rating (1)
Mileage Rate (1)
Irs (1)
Applicant Tracking Software (1)
Fraudulent Claims (1)
RRI (1)
Working From Home (1)
Medical Leave (1)
SuretyHR (1)
Agriculture (1)
Manufacturing (1)
Ohio Bwc Base Rate Increase (1)
OHio BWC Base Rate Reduction (1)
Ohio Workers Comp Rates (1)
OSHA Settlement Negotiations (1)
Abatement (1)
Absence Management (1)
ADA (1)
HR Consulting (1)
ASO (1)
Administrative (1)
Billion Back (1)
BWC Overfunding (1)
BWC Net Position (1)
Protecting Teleworkers (1)
Ergonomics (1)
Home Office Safety (1)
Remote Worker Safety (1)
Teleworking (1)
Self Insuring (1)
Spooner Safety Seminars (1)
UPA (1)
FMLA Fines (1)
HAL (1)
Hospitals (1)
Nursing Homes (1)
Patient Care (1)
Focused Inspection Initiative (1)
Wage And Hour (1)
Family Medical Leave Act (1)
HR Issues (1)
Department Of Labor (1)
DOL Fines (1)
FMLA Lawsuit (1)
BWC Training (1)
DOL Audits (1)
Safety Services (1)
Investigations (1)
Osha 300a (1)
Site Specific Targeting (1)
Osha Abatement (1)
Osha Sst (1)
Training Credits (1)
HR Continuing Education (1)
HR CE (1)
Disability Comepnsation (1)
+ Show More

Login
© Spooner Inc.
Powered by Virteom Virteom Logo