Lowering Premiums is Our Business

M-F 8:00 AM - 5:00 PM

28605 Ranney Pkwy Westlake, OH 44145

Blog

News and Updates

Month: September 2023

2023 Q3 Legal Update

Posted By Brandy King
September 21, 2023 Category: legal update, PWFA, workplace discrimination, overtime exemptions, NLRB section 7

Clarity on PWFA In August, the EEOC finally released the proposed regulations for the Pregnant Workers’ Fairness Act (PWFA). Until this point, it wasn’t entirely clear what expectations were for employers. It was signed into law in December 2022, and became effective June 27, 2023 – even though the proposed regulations hadn’t been issued. Now that regulations (and examples) have been published and opened for comment (which remains open until October 11), things are much clearer. This doesn’t replace any current protections already in place for pregnant or post-partum mothers, so the PUMP and the Pregnancy Discrimination Acts are still in full force. PWFA closes some loopholes that ADA left open and essentially treats pregnancy itself like a disability, offering similar protections to ADA. This means employers with 15 or more employees will be expected to make reasonable accommodations to known limitations associated with pregnancy, childbirth, or related medical conditions.  These regulations won’t require employers to seek supporting documentation as they would in an FMLA or disability claim – but employers may require documentation “only if reasonable under the circumstances.” Luckily, EEOC provides some examples of when it’s not reasonable to ask for supporting documentation – like carrying and drinking water as needed, additional restroom breaks (and breaks in general), sitting/standing modifications,

Let’s Be Blunt: What Ohio’s Issue 2 and Other Changes Could Mean for Businesses

Posted By Brandy King
September 21, 2023 Category: drug testing, ohio marijuana laws, marijuana legalization, ohio issue 2

Ohioans will soon have the opportunity to vote on whether or not the Buckeye state will join 23 other states in legalizing recreational marijuana. Seven other states will have similar measures on their November ballot this year. If all of them pass, nearly 2/3 of U.S. states will have some form of legal, recreational marijuana.  Ohio’s proposal was born from the Coalition to Regulate Marijuana Like Alcohol, and would create a new government program and infrastructure for adults (21+) to buy, sell, grow and use cannabis. The ballot measure wouldn’t be a constitutional amendment, meaning the legislature could make changes to the proposed rule if it passes. This measure was initially set to appear on the Ohio’s 2022 ballot, but cannabis industry leaders were entangled in a dispute with government officials on the interpretation of the initiated statue process. The proponents of the bill argue that Ohio is missing the boat on tax revenue that would come from the sale of non-medical use marijuana for adults. Patients of Ohio’s medical marijuana program currently only pay the standard 5.75% sales tax. The proposition would be to collect an additional 10% sales tax that would be used for things like social equity and job programs, state efforts to address substance abuse, and supporting municipalities that are home to dispensaries.   States like Colorado have collected over $2 billion in taxes since 2014 from both sales and excise taxes. Th

Is a 401(k) MEP Right for You and Your Employees?

Posted By Brandy King
September 21, 2023 Category: 401(k), MEP, Retirement plans, employee benefits

The job market has regained some stability over the last year, creating a more even power dynamic between employees and candidates, and employers. That doesn’t change the need to attract good prospects and keep current valued employees. Not all employers can afford to roll out the red carpet on employee benefits, including things like no-cost health coverage, unlimited PTO and free childcare. There is one benefit that virtually all employees want access to, and a route for employers of all sizes to access it: a retirement plan.  Our family of companies created a 401(k) Multi-Employer Plan (MEP) under SuretyHR, and it’s available to all of our clients. This plan is designed to provide more cost-effective, streamlined options to employers with existing plans, and make those benefits accessible for employers of all sizes without a retirement plan in place. Multi-Employer Plans aren’t guaranteed to be less expensive simply because of their structure, and it’s hard to judge the service aspect if you don’t know any of their current clients. If you work with Spooner Inc, SuretyHR or Spooner Medical Administrators – you know a few businesses that participate in this MEP. It’s the same retirement plan that provides for all of our employees! Plenty of SuretyHR and Spooner clients have joined as well, and we’ll be sharing some of their success stories in the coming months.  The assumed cost and administrative work involved wi

Categories
General (79)
Ohio Bwc (32)
Safety (25)
Ohio BWC (25)
OSHA (22)
Workers Compensation (19)
Group Retro (18)
(16)
Osha (12)
Compliance (12)
Group Rating (10)
Payroll (10)
HR (9)
FMLA (9)
True Up (8)
PEO (8)
ACES (7)
2018 Group Retro (7)
Workplace Safety (6)
Ohio Workers Comp (6)
Workers Comp (6)
Workers\' Comp (6)
COVID 19 (6)
Safety Training (6)
osha (5)
ohiobwc (5)
Claims Management (4)
EMR (4)
Tpa (4)
DOL (4)
ohio bwc (4)
Informal Conference (4)
Human Resources (4)
2019 Group Retro (4)
Reserves (4)
MEP (4)
Hearing Conservation (3)
Premium Savings (3)
OSHA 300A (3)
Unemployment (3)
Injury Reporting (3)
Professional Employer Organization (3)
OSHA ETS (3)
Osha Inspections (3)
Outsourcing (3)
safety (3)
workers comp (3)
Recordkeeping (3)
SI PEO (3)
Benefits (3)
FFCRA (3)
401k (3)
OSHA Compliance (3)
Retro Refunds (2)
MIRA (2)
Remote Work (2)
Payroll Processing Fees (2)
AED (2)
Surety HR (2)
CPR (2)
First Aid (2)
Federal Contractors (2)
Vaccine Mandate (2)
Employee Retention (2)
Group Retro Assessment (2)
Ohio (2)
Transitional Work (2)
Salary Continuation (2)
OHio BWC (2)
Open Enrollment (2)
True Up Reporting (2)
payroll (2)
drugtesting (2)
Retirement (2)
Additional Fees (2)
Overcharging (2)
ADP Fees (2)
Paychex Fees (2)
Respiratory Protection (2)
group retro (2)
safetyintervention (2)
Occupational Health (2)
TTD (2)
1099 (2)
Independent Contractors (2)
2020 Group Retro (2)
Secure 2.0 (2)
PWFA (2)
OSHA Injury Reporting (2)
Legal Update (2)
Program Placement (2)
Bwc Update (2)
Employee Benefits (2)
401(k) (2)
NEP (2)
Dfsp (2)
Missing Refunds (2)
Osha Compliance (2)
Workers\\\' Comp (2)
HR Outsourcing (2)
Reportable (2)
Recordable (2)
OSHA ITA (2)
Retirement Plans (2)
Workers\' Compensation (2)
Construction (2)
Ohio Business (2)
OSHA Inspections (2)
Ohio Employment Law (2)
Occupational Safety (2)
MCO (2)
OhioBWC (2)
BWC Premiums (2)
Finance (2)
Ohio BWC Dividends (2)
Heat Illness (2)
EFMLA (2)
Consulting (2)
Employee Leave (2)
Dividends (2)
FLSA (2)
ARPA (2)
Safety Council Program (2)
Reporting (2)
Fairfax Memo (1)
501c3 (1)
One Claim Program (1)
Ohio Safety Congress (1)
Charity (1)
Grow Ohio (1)
Safety Council Enrollment (1)
Employment Law (1)
Bwc Rate Reduction (1)
2023 Bwc Rates (1)
Ohio Workers Comp Savings (1)
Spooner Safety Series (1)
2 Hour Training (1)
missingrefunds (1)
2018GroupRetro (1)
Combustible Dust Nep (1)
Hazcom (1)
Severance (1)
Mcoreportcard (1)
Top Managed Care (1)
Best Ohio Mco (1)
Ohio Mco (1)
Mco Open Enrollment (1)
Group Retro Lawsuit (1)
group rating (1)
workers compensation (1)
2023 base rates (1)
2023mcoopenenrollment (1)
Mcoopenenrollment (1)
Overtime Rule (1)
Mco (1)
Ohiobwc (1)
Ohio Bwc Workers Comp Ncci Manual Codes Base Rates (1)
Public Relations (1)
Catastrophic Claim (1)
Industrial Commission (1)
Voluntary Abandonment (1)
Plans (1)
White Collar Exemption (1)
Hr Update (1)
EPA (1)
PUMP Act (1)
2023 programs (1)
2022oshareview (1)
regulations (1)
ergonomics (1)
heat standard (1)
grantmoney (1)
safetygrant (1)
heat illness (1)
regulatory update (1)
case law (1)
premium savings (1)
regionalemphasisprograms (1)
loper bright (1)
trueup (1)
1910.134 (1)
PFT (1)
Written OSHA Programs (1)
Respirator Fit Testing (1)
compliance (1)
safetygrants (1)
Renewal (1)
finance (1)
heatillnessstandard (1)
hearingconservation (1)
Bwc Payroll (1)
TPA (1)
Docusign (1)
Non Compete Ban OSHA Penalty (1)
2 Hour Requirement (1)
heatillness (1)
Ohio Minimum Wage (1)
Ohio Workers\' Comp (1)
Soft Tissue Injury (1)
Walking Working Surfaces (1)
Workplace Injury (1)
Green Year (1)
Ohio TPA (1)
ITAreporting (1)
Slips Trips Falls (1)
Handicap Reimbursement (1)
STEMcamps (1)
ohioSTEMlearning (1)
ohiozoo (1)
daytonmuseums (1)
ohioplanetarium (1)
sciencemuseum (1)
non profit (1)
childrensmuseum (1)
mandate (1)
PEO For Nonprofit (1)
heatstroke (1)
OH ID (1)
Ohio Bwc Drug Free Workplace DFSP Drug Free Safety Drug Testing Training (1)
Regulatory Agencies (1)
NLRA (1)
NLRB (1)
Fiduciary Definition (1)
529 (1)
BWC Login (1)
Roth (1)
Retirement Contributions (1)
NLRBsection7 (1)
EEO 1 Reporting (1)
Substance Use Recovery (1)
Funding (1)
overtimeexemptions (1)
workplacediscrimination (1)
legalupdate (1)
ohioissue2 (1)
Ohio Supreme Court (1)
MMI (1)
marijuanalegalization (1)
ohiomarijuanalaws (1)
EEOC (1)
Harassment (1)
employeebenefits (1)
Osha Inspection (1)
Ohio EPA Contact Hours (1)
Safety Update (1)
Injury Prevention (1)
Ohio Ergonomic Consultant (1)
EPA Contact Hours Provider (1)
Ergonomics Assessment (1)
BWC Rate Reduction 2024 (1)
Osha Citation (1)
OHID Login (1)
BWC Update (1)
Osha Investigation (1)
DEI (1)
Incident Reporting (1)
Form 300 (1)
Columbus Salary History Ban (1)
Form 301 (1)
Electronic Recordkeeping (1)
Drug Free Safety Program (1)
Ohio Bwc EM Cap (1)
Most Cited (1)
Salary Inquiry (1)
Applicants (1)
Temporary Total (1)
Disability Comepnsation (1)
inspections (1)
safetytraining (1)
Fall Protection (1)
Avetta (1)
BWC reporting (1)
ISNetworld (1)
Group Health (1)
DOT (1)
Ghs (1)
Manual Codes (1)
bwc premiums (1)
true up (1)
workerscomp (1)
departmentoftransportation (1)
rebateprograms (1)
safetycouncil (1)
Ohio Tpa (1)
alternative to ohio bwc (1)
ohio premium savings (1)
human resources (1)
Top Ten (1)
losing RFPs (1)
professional employer organization (1)
heatstress (1)
dot (1)
oralfluidtesting (1)
Retirementplans (1)
Violations (1)
reasonablesuspicion (1)
employeetraining (1)
employmentpolicy (1)
drugfreeprograms (1)
DFSP (1)
parcelservice (1)
courierservice (1)
amazondsp (1)
Ohio PEO (1)
distro (1)
warehpuse (1)
salivatesting (1)
forkliftoperator (1)
workplacesafety (1)
oshaNEP (1)
2024 py (1)
safety council (1)
Loto (1)
Citations (1)
Safety Consulting (1)
commercialdriver (1)
cdl (1)
safetyinvestment (1)
Ada (1)
Deductibles (1)
Payroll Reporting (1)
Retirement Plan (1)
Group Retrospective Rating (1)
PPE (1)
Regional Enforcement Program (1)
Audiogram (1)
Michigan (1)
Indiana (1)
OSHA Region 5 (1)
True Up Deadline (1)
Bwc Compliance (1)
COVID 19 Workers Comp Claims (1)
Investment (1)
Coronavirus (1)
Experience Period (1)
Pros And Cons Of PEOs (1)
Group Retro Assessments (1)
Claim Reserves (1)
Managed Care Organizations (1)
Medical Costs (1)
Financial Security (1)
Retention Tools (1)
Mid Sized Employer (1)
Small Employer (1)
Retirement Savings (1)
Ohio Workers Compensation (1)
Bwc Safety Council (1)
Slips Falls (1)
BWC Net Position (1)
Protecting Teleworkers (1)
Ergonomics (1)
Home Office Safety (1)
Remote Worker Safety (1)
Teleworking (1)
Working From Home (1)
WFH (1)
Life Saving Skills (1)
Ice Injury (1)
Hypothermia (1)
Underwriting (1)
Frostbite (1)
Recordables (1)
Cold Safety (1)
Cold (1)
Winter Weather (1)
Winter Safety (1)
Rebate (1)
First Responder Training (1)
Medical Treatment (1)
Insurance Premiums (1)
MIRA II (1)
PAR (1)
Refunds (1)
Billion Back (1)
EPSL (1)
DART (1)
Safety Score (1)
Mod (1)
Finanancial Services (1)
CFO Services (1)
BWC Administrative Fees (1)
Premium Increase (1)
Surplus Fund (1)
BWC Dividends (1)
COBRA (1)
American Rescue Plan ACT (1)
HR Compliance (1)
Claims Costs (1)
Spooner Medical Administrators (1)
Managed Care Organization (1)
MCO Open Enrollment (1)
Health And Safety (1)
Training (1)
Disability Management (1)
Important Deadlines (1)
Reimbursement Fund (1)
15k Program (1)
News (1)
WPAFB (1)
Employee Handbooks (1)
OSHA 300 (1)
Spoonerinc (1)
LO/TO (1)
Opening Conference (1)
Surprise Inspection (1)
Healthcare Industry (1)
Emergency Temporary Standard (1)
International Travel (1)
Employer Requirements (1)
Dewine (1)
Ohio Mask Mandate (1)
300A (1)
Workerscomp (1)
Employment Lawsuits (1)
Secretary Of Labor (1)
OSHA Citations (1)
Violence In The Workplace (1)
HCS (1)
HAZCOM (1)
OSHA Updates (1)
Administrative Support (1)
ACA Reporting (1)
Group Retro Refunds Withheld (1)
Negligent Hiring (1)
Termination Guidance (1)
BWC Overfunding (1)
Administrative (1)
15K (1)
Applicant Tracking Software (1)
Acquisition Capital (1)
Business Banking (1)
Claim Costs (1)
Ascentis (1)
Novatime Discontinued (1)
Timekeeping (1)
Group Rating Renewal (1)
Spooner Group Rating (1)
Mileage Rate (1)
Irs (1)
Ai (1)
Ppp Loan (1)
DepartmentofLaborAudit (1)
Deadlines (1)
Eeoc (1)
Ohio BWC Loses Billions (1)
2018 Group Retr0 (1)
Self Insured PEO (1)
BWC Saving Programs (1)
Occupational Noise (1)
Baseline Audiogram (1)
Audiometric Testing (1)
Osha Region 5 (1)
Line Of Credit (1)
Loan Forgiveness (1)
Savings Programs (1)
Legal (1)
Paying Cash For Treatment (1)
Cash Payment (1)
Transfer Of Experience (1)
Polcy Combination (1)
MA (1)
Acquisitions (1)
Mergers (1)
Christmas Parties (1)
Lawsuits (1)
Holiday Parties (1)
Employee Benefits Checklist (1)
Interest Rates (1)
Group Retro Refunds (1)
Ohio Workers Comp (1)
Costumes At Work (1)
Food Safety (1)
Halloween Party (1)
Accident Reporting (1)
Gap Analysis (1)
Safety Software (1)
Fire Prevention (1)
National Fire Safety (1)
Commercial Banking (1)
Regional Emphasis Program (1)
Safety Council (1)
ASO (1)
HR Consulting (1)
Investigations (1)
Osha 300a (1)
Site Specific Targeting (1)
Osha Abatement (1)
Osha Sst (1)
Training Credits (1)
HR Continuing Education (1)
HR CE (1)
BWC Training (1)
Spooner Safety Seminars (1)
Self Insuring (1)
DOL Audits (1)
SuretyHR (1)
Agriculture (1)
Manufacturing (1)
Ohio Bwc Base Rate Increase (1)
OHio BWC Base Rate Reduction (1)
Ohio Workers Comp Rates (1)
OSHA Settlement Negotiations (1)
Abatement (1)
Absence Management (1)
Medical Leave (1)
ADA (1)
Safety Services (1)
FMLA Lawsuit (1)
Inspections (1)
Work From Home (1)
Heat Stroke (1)
Mandate (1)
OSHA REP (1)
OSHA PEL (1)
Decibel Level (1)
Hearing Protection (1)
Noise Monitoring (1)
Audiograms (1)
Audio (1)
Fraudulent Claims (1)
RRI (1)
FMLA Fines (1)
UPA (1)
HAL (1)
Hospitals (1)
Nursing Homes (1)
Patient Care (1)
Focused Inspection Initiative (1)
Wage And Hour (1)
Family Medical Leave Act (1)
HR Issues (1)
Department Of Labor (1)
DOL Fines (1)
Ppe (1)
+ Show More

Login
© Spooner Inc.
Powered by Virteom Virteom Logo