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Preparing for Cold and Flu Season

The official start of flu season is considered October, but colds, seasonal flu, COVID and other viruses have already started circulating in and out of the workplace. 

The CDC and other organizations have conducted surveys showing how illness impacts the workplace. The medical journal Vaccine reports that the flu virus alone causes over 100 million missed workdays per year, which translates to roughly $16.3 billion in earnings. While employers may not be able to prevent contagious illness at work, there are plenty of measures that can be taken to reduce the spread of germs. 

  • Remember how anti-bacterial items were everywhere you turned during the peak of the COVID pandemic? There’s no reason to stop doing that. Especially during cold and flu season, we strongly encourage employers to take measures to reduce the spread of germs. Making things like hand sanitizers, anti-bacterial wipes and sprays, and tissues is always a good idea. Place anti-bacterial wipes near high-tough areas like postage machines, break rooms, copiers, etc. 
  • Prioritize handwashing. Make sure handwashing is accessible to all employees, and that restrooms and kitchen areas are stocked with soap and either paper towels or a hand dryer. 
  • Offer a voluntary, no-cost onsite vaccine clinic for employees, or provide information about how and where they can receive free vaccines for things like seasonal flu and current COVID variants. Check with your local occupational health facilities or your insurance provider about scheduling an onsite vaccine clinic. 
  • Encourage your staff to stay at home when they’re sick. Once their fever has broken for 24+ hours, or they’ve been on antibiotics for more than one day, they may be able to return to work. It can be difficult to lose an employee to illness for a few days (especially on a small staff), but if they feel obligated to come to work while sick – you may end up with several employees out over the following month. 
  • Clarify your leave and call-in policies and procedures early in the season. Make sure employees know what expectations are in terms of call-offs and doctors’ notes. 
  • Encourage your employees to take good care of themselves during cold and flu season by eating healthy, exercising, staying hydrated, and getting plenty of rest. 
     
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Posted By Brandy King in General

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Important BWC Dates to Remember

Posted By Brandy King
February 19, 2025 Category: Ohio Bwc, Ohio Safety Congress, Self Insured Assessment, Dfsp, Drug Free Safety Program, Cirp, Claim Impact Reduction, One Claim Program

Employers participating in Ohio BWC’s Drug-Free Safety Program (Basic or Advanced) or a Comparable Program will need to submit their required reports by March 31. The report and instructions for Basic and Advanced participants can be found online here, and the report and instructions for Comparable-Level participants can be found online here. Your report also serves as an application for the next program year. If you have additional questions or concerns about this reporting, or need a resource for training, please reach out to your Client Services Manager at Spooner Inc., or email clientservices@spoonerinc.net.  If your policy is enrolled in the Claim Impact Reduction Program (CIRP, formerly known as the One Claim Program), you will need to complete the required training by March 31. A representative from your company must attend a half day class or three hour online class offered by BWC’s Division of Safety & Hygiene. This PDF has additional details about CIRP that first-year participants may find helpful.  For self-insured employers, annual self-insured assessments are due February 28th.  Ohio Safety Congress registration recently opened as well. This three day educational event is free to attend for employers with an active Ohio BWC policy. The Expo Marketplace will be open Wednesday and Thursday, and we encourage you to come visit us in booth 129! You can register for Ohio Safety Congress

2025 Group Retro Deadline Approaching

Posted By Brandy King
January 15, 2025 Category: General

The clock is ticking on Group Retro enrollment for the 2025 Ohio BWC policy year! The deadline for Group Retro paperwork is January 27, 2025. If you're a Spooner client enrolling in Retro, you should have already received your program renewal from us. If you haven’t, please reach out to your client services manager. If your BWC policy was disqualified for savings programs for 2025 or you don’t have the flexibility of waiting to see savings, we’d also encourage you to explore SuretyHR, our self-insured PEO (professional employer organization). SuretyHR is an alternative to being insured by Ohio BWC for workers’ compensation. By creating a co-employment relationship with other employers, we’re able to place them in our own self-insured workers’ compensation plan. PEO clients also have the added benefit of SuretyHR’s team assisting with safety, HR, FMLA and unemployment claims administration, and quite a bit more. You can request a savings analysis from SuretyHR

We Won Again: An Update on Withheld Group Retro Refunds

Posted By Brandy King
January 07, 2025 Category: Ohio BWC, Group Retro, 20018 Group Retro, 2019 Group Retro, Group Retro Refunds Withheld

The team at Spooner Risk Control Services, Kent Elastomer Products, Inc. and Roetzel & Andress have scored another win in the fight to get businesses the Group Retro refunds they’ve earned. Background: At the end of 2020, we shared Ohio BWC’s decision to withhold Group Retro refunds owed to participating employers for the 2018 and 2019 policy years. This was based on the concept that employers were already returned 100% of premiums for those years via dividends released to Ohio employers in April and October of 2020. However, dividend distribution and Group Retro refunds are governed by different rules, and different portions of the Ohio Revised Code. We appealed this decision in August 2020, kicking off a legal battle with Ohio BWC that will continue into 2025. After the victory for Group Retro participants in February 2023, BWC appealed the magistrate’s ruling, stating five objections. A hearing was held on November 19, 2024 by the 10th District Court of Appeals, and four of the five objections were overruled. For the reasons detailed here, the court again ruled in favor of Ohio businesses granted a limited writ of mandamus (meaning BWC is obligated to pay out Group Retro refunds).   Hellbent on not paying these earned program refunds to employers, BWC chose to file yet another appeal on December 30, 2024 arguing their reasoning for withholding the refunds. From here, the matter will be referred to the Supreme Court of

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