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Risk Management for Work-From-Home Employees

We all know that workplace safety is important – but not much thought is given to those who have moved to teleworking during the COVID-19 pandemic. Many companies have found that moving to teleworking worked so well for them, that they have not insisted on people returning to the office full time. 
You can’t realistically go to every employee’s home and inspect their home office set up, but you can provide some helpful guidelines that should reduce the likelihood of work-related injuries at home. 

 

•    Seated desks should be about 29” high. For standing desks, use elbows as a guide for desk height, as it varies from person to person. 

•    The top of your monitor should be at eye level, and about 20-25” from your face. 

•    Try positioning yourself in an area of neutral natural light. A window behind the worker will create a glare on the screen, and a window behind their monitors can make the screen equally difficult to read – and both can lead to eye strain and headaches. 

•    Chances are they don’t have a proper (ergonomically correct) desk chair at home, so they should be able to rest their back against the chair back and their feet on the floor. The employer can choose to provide ergonomic supports for any shortcomings, but the employee can usually do this at home with a phone book under the feet or a rolled towel for added lumbar support.

•    No electrical cords should be running across a walking space, to avoid trip hazards. 

•    Speaking of electrical cords, don’t "Griswold" a home office by using more than one extension cord or surge protector for one area.

•    Have a plan for reporting WFH injuries, and provide injured workers with treatment options that are close to their home. The occ-health centers close to your business may not be convenient for employees in other cities. 

•    Consider having employees sign off on a “work from home” agreement outlining expectations.

Even with all of those checkpoints in place, you could still have an employee file a workers’ comp claim for an injury sustained while working from home. So what happens then? The same standards apply at home as when at a company worksite, which are – did the injury occur in the course of, and arising out of employment?
Examples include a slip and fall from tripping over a computer cord, or carpal tunnel from prolonged and repetitive typing.  The claimant would still have to prove that the injury occurred from an activity exclusively related to their job, and also that it occurred during work hours.


The other big question is, “Did the injury occur when the employee was doing a task to benefit the employer?” If there was no benefit to the employer when the injury occurred, an employer may want to contest that claim. If the employee slips and falls while going to answer the doorbell, where would the benefit to the employer lie?
A lot of gray areas can arise from these types of claims, but the same questions are asked and still need to be met by a claimant filing a workers’ comp claim. If you have questions about compensability of an at-home injury, please reach out your claims examiner at Spooner Inc. If you're not a Spooner client and would like to learn more about how our claims management team handles these gray areas to Brian Davis at 440-596-1978.
 

Most Recent

2025-26 Safety Council Rebate Program

Posted By Brandy King
June 05, 2025 Category: General

Along with the new Ohio BWC policy year beginning on July 1, 2025 – one of their most beneficial programs now has an increased ROI for employers. Participating in a local safety council is beneficial not just for the savings – but also the education, networking, and locating resources to aid your internal safety programs. Ohio businesses have until July 31, 2025 to sign on for the 2025-2026 program. Your company can earn a 3% rebate (not to exceed $5000) on ’25-26 policy year premiums by attending 10 in-person safety council meetings. At least eight (8) of these must be attended through the safety council you’re enrolled with, and up to two (2) credits can be earned through attending BWC-sponsored in-person or virtual events, or in-person training from external sources like your TPA or trade organizations and Chambers of Commerce. Remember – to get the 3% rebate, your policy premiums must be current and your most recent True-Up should have been completed on time. This rebate program can be combined with Group Rating, Group Retro and virtually any other BWC program your company participates in. For more information on the Safety Council Program, reach out to us at 440-249-5260 or check out this

A Big Thank You from the Spooner Team!

Posted By Brandy King
June 05, 2025 Category: General

We’d like to sincerely thank every Ohio employer that chose Spooner Medical Administrators, Inc. (SMAI) as their MCO during MCO Open Enrollment last month, as well as those loyal clients who chose to remain with our MCO. SMAI continues to experience sustainable, organic growth, thanks to the partnerships we have with Chambers of Commerce, trade organizations, Associations, and simply by word of mouth. SMAI has grown in both policies assigned and claims managed, and was also one of only four MCOs to see a net growth during Open Enrollment. The team at SMAI is excited to begin building partnerships with the hundreds of new employers that moved to Spooner Medical Administrators this year.   Thanks for putting your faith in us, Ohio businesses! We can’t wait to meet even more new customers when the next Open Enrollment rolls around in

2 Hour Safety Training Deadline for 2024 PY

Posted By Brandy King
June 05, 2025 Category: General

If your company participated in Group Rating or Group Retro during the 2024 policy year (July 1, 2024-June 30, 2025) and had a claim during the green year(s), you’re required to complete two hours of safety training by June 30, 2025. Please be sure to complete submit the training certificates to your team at Spooner (or your TPA, if you’re not a Spooner client). If you’re unsure if you need to complete this training, reach out to your client services manager. The training doesn’t have to be completed in person – so there’s still time to meet the requirement by participating in one of BWC’s online courses.  Here are some details on fulfilling the two-hour training requirement, per the Ohio BWC website.    Two-hour Training Options A variety of training sources are available for you to fulfill this requirement. They include the following offered through BWC’s Division of Safety & Hygiene: Education and Training Services Center courses Ohio Safety Congress & Exposition (OSC) safety education sessions Safety council seminars, workshops, or conferences featuring a safety topic that are at least two hours long (Safety council monthly meetings do not qualify.) Guidelines for courses offered through non-BWC training forums The group sponsor, third-party administrator, or an independent source can sponsor a course, provided it meets the two-hour criteria. The topic must be workplace safety rela

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