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The Group Rating Deadline for Ohio Workers\' Comp is Right Around the Corner (November 23, 2015)

Another workers' compensation program selection season is upon us. Join the thousands of employers guided each year by Spooner's workers' comp savings, service, and results.

Friends don' let friends pay full price for workers' compensation. When was the last time you took a look at what you were paying the BWC? Let Spooner provide you with a no-cost, no-commitment review to ensure your company is getting the best available rates and service.

Enrollment deadlines for other BWC savings programs are also right around the corner. Don't kick the can down the road to 2016, let Spooner show you the path to savings for years to come.

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What are the Advantages and Disadvantages of Salary Continuation

By Spooner
May 14, 2019 Category: Salary Continuation, Worker\'s Compensation

What is Salary Continuation? Salary continuation allows an employer to pay an employee their full wages after a workers comp claim. In order to initiate this salary continuation, the employer and employee must agree on the terms of the leave and fill out a form through the Ohio BWC. There are advantages and disadvantages with salary continuation for both the employer and the employee, and it is always best to consult with a third-party administrator before committing to the agreement. What Are The Advantages Of Salary Continuation? The best thing about salary continuation is that it expresses that the employer cares about the employee. They want their employee to be better as soon as possible, but while they are recovering, they shouldnt have to stress about money. Another advantage to salary continuation is that the BWC might not be able to pay the employee their full wages whereas, with this agreement from the employer, they can receive their whole wage for that time. The employer

What is Handicap Reimbursement and How Can it Save My Company Money on Workers’ Comp?

By Spooner Inc.
April 30, 2019 Category: Reimbursement Fund, Ohio BWC

The Ohio Bureau of Workers Compensation (BWC) provides employers relief on their workers compensation premium if an injured worker has a pre-existing condition that delays their recovery following a work-related injury. The key is having an experienced company like Spooner managing the process to ensure that handicap reimbursements are identified and secured within the BWC required time frames. The listabove are the 25 pre-existing physical conditions the BWC will recognize. The top four, epilepsy, diabetes, cardiac disease, and arthritis are generally the most common ones. How Do I Receive This Reimbursement? In regards to handicaps and how an employer would go out and get this reimbursement, this really falls into the hands of the third-party administrator (TPA) who should evaluate every lost time claim for a handicap reimbursement. The TPA should collect the medical evidence such as a list of pre-existing physical conditions and then get a file review from a doctor or a medical

Litigation Management Made Simple with Spooner, Inc.

By Spooner, Inc.
April 09, 2019 Category: Workers Compensation

Spooner provides Ohio employers with the best strategies in the industry to control workers compensation costs. One of those strategies is litigation management. Spooner leaves nothing to chance when a workers compensation claim is contested to the Industrial Commission of Ohio. The importance of attorney representation on behalf of the employer cannot be discounted and provides employers with the best chance at successful hearing outcomes. The non-attorney hearing representation provided by the majority of the TPA industry in Ohio simply isnt as effective when so much money is on the line at hearing. Does an Employer Need to Have an Attorney Present for a Workers Comp Claim? Yes. An employer needs legal representation for workers compensation claims in the Industrial Commission, with execution of settlement, in the legal analysis of a claim, and if the claim makes it all the way to the court of common pleas. Moreover, the legal representative in these cases must be from an outside

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