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Author: Spooner Inc.

What is Handicap Reimbursement and How Can it Save My Company Money on Workers Comp?

What is Handicap Reimbursement and How Can it Save My Company Money on Workers Comp

Posted By Spooner Inc.
April 30, 2019 Category: Reimbursement Fund, Ohio BWC

Spooner Inc. is an experienced third-party administrator. We are able to help you determine if you are eligible to receive a handicap

Workers' Compensation Claims Common Questions and Stories

Posted By Spooner Inc.
February 01, 2019 Category: Workers Compensation

In the world of Workers' Compensation 95-97% of claims are legit. They're just people who got hurt on the job, and want to get back to work as quick as they can. But what about the other 3-5%? We deal with a lot of the 3-5%, so we have some interesting stories. We just wanted to share a couple of claims stories with you guys and just some of things that we've seen over

The Importance of Proper Program Placement Group Rating Vs. Group Retro Program

The Importance of Proper Program Placement Group Rating Vs. Group Retro Program

Posted By Spooner Inc.
December 14, 2018 Category: Group Retro, Program Placement

Spooner Inc., has partnered with Virteom to engage our customers and users about our services and the technology behind the scenes. In our video series, Jacqui and Joe talk about what Spooner Inc., does and how it all works! This video is all about our program placement and getting the best placement for customers. Watch or read the transcription below! What is Spooner's Program Placement? Everything has to start with an AC3 form which is a temporary authorization, it allows us to give a company quote. There's no obligation or cost to it, but once we have that we're able to take a screenshot of a company's history and then see what's a good fit for them.  There are two main programs that exist. The first is our group rating, this is an upfront discount. It's like you're safe drivers discount. Essentially, if you have not received any speeding tickets in a while, we'll give you a little bit of a cheaper rate.  What is the Group Retrospective Program? Group retro is when you've had a couple of speeding tickets, but they monitor your driving to ensure you're a safe driver, so this puts more pressure on your driving performance. Based on your performance you can get refund checks. That's what the group retrospective program is. Below is a diagram to show you how it breaks down.  Determining Your Rating and How It Plays Out | An Example On the left under group premium, it says 41 percent. Now, the most you can g

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